Skip to Main Content


All international students in the Netherlands are required by law to have health insurance for the duration of their studies.

You must arrange this before you arrive in the Netherlands. The health insurance coverage that is best suited to you will depend on your nationality, age, nature of residence, and whether you have a job.

Adequate health insurance for international students in the Netherlands should cover urgent medical care, emergency hospital treatment, and repatriation on medical grounds in case you need to return to your home country. We also strongly recommend that students take out third-party liability insurance; such liability insurance should have a coverage of approximately €1.25 million.

Your health is precious. Other insurers are available, however we recommend all students take out the Aon Complete+ insurance to which you have access via the College. This health insurance option also covers pre-existing medical conditions.

Your insurance needs to take effect before you leave your home country and needs to cover the entire duration of your studies at Twente Pathway College. During the induction week, you will have to show proof of your health insurance.

When registering, please select Twente Pathway Navitas as educational institution. Select a start date prior to your planned departure date and an end date that will fully cover the complete foundation year and any stay in Summer 2024. In case you need more information on how to arrange insurance, please send an email to

For EU/EEA students only – Insured in your own country?

You may be insured via social security or welfare services in your own country. In many cases you will be able to apply for a European Health Insurance Card (EHIC) with your local insurer, before travelling to the Netherlands. You will be covered for emergency costs only in the Netherlands. The duration of coverage depends on the country. You may consider also taking out the Aon Complete+ insurance or taking out other kinds of additional insurance next to your EHIC card.

Due to high demand, AON (our insurance provider) has arranged webinars for EEA and Non-EEA students.

The following topics will be discussed:

  • Why take out insurance while staying in the Netherlands (healthcare costs, liability, etc.).
  • Healthcare system in the Netherlands
  • Law and regulations for EEA and Non-EEA students
  • Legislation and regulations concerning part-time jobs
  • Coverage Aon Student Insurance
  • How to apply for the insurance
  • Payment of premium
  • How to file a claim
  • Questions
Back to Top